Mutual Funds investment provides a highly cost effective way to make the most of the opportunity provided by the financial markets for wealth creation. It was meant to ease the investor’s dilemma of selecting the right securities from the available ones. TACS, being a group of Chartered Accountants, understands your needs and aims at right scheme selection and allocation strategy along with systematic plans which matches with your financial goals. It is essential for the investors as the world of mutual funds is much wider than just equity. Mutual funds give investors access to professionally managed portfolios of equity, bonds, and money market instruments.
A mutual fund is managed by full-time, professional money managers who have the expertise, experience and resources to actively buy, sell, and monitor investments. A fund manager continuously monitors investments and rebalances the portfolio accordingly to meet the scheme’s objectives.
Buying shares in a mutual fund is an easy way to diversify your investments across many securities and asset categories such as equity, debt and gold, which helps in spreading the risk - so you won't have all your eggs in one basket.
For many investors, it could be more costly to directly purchase all of the individual securities held by a single mutual fund. By contrast, the minimum initial investments for most mutual funds are more affordable.
You can easily redeem units of mutual fund schemes to meet your financial needs on any business day, so you have easy access to your money. Upon redemption, the redemption amount is credited in your bank account within 3-4 days.
An important advantage of mutual funds is their low cost. Due to huge economies of scale, mutual funds schemes have a low expense ratio. Expense ratio represents the annual fund operating expenses of a scheme which includes administration, management, advertising related expenses, etc.
Mutual Funds are regulated by the capital markets regulator, Securities and Exchange Board of India (SEBI). SEBI has laid down stringent rules and regulations keeping investor protection, transparency with appropriate risk mitigation framework and fair valuation principles.
Investment in ELSS upto ₹1,50,000 qualifies for tax benefit under section 80C of the Income Tax Act, 1961. Mutual Fund investments when held for a longer term are tax efficient.
TACS believes in value investing. Equity investors purchase shares of a company with the expectation that they’ll rise in value in the form of capital gains, and/or generate capital dividends. If an equity investment rises in value, the investor would receive the monetary difference if they sold their shares, or if the company's assets are liquidated and all its obligations are met. Equities can strengthen a portfolio’s asset allocation by adding diversification. TACS brings to you a core buy and hold portfolio of equity shares for investors who aim to capitalise on creating long-term wealth through investing in Indian economy after thorough fundamental and technical analysis.
A government bond is a debt instrument issued by the central and state government of the country to finance their needs and also to regulate the money supply. When the government requires funds for infrastructure development and for financing government spending such bonds are often the answer. The government issues bonds under the supervision of the Reserve Bank of India (RBI). Various kinds of bonds include Fixed-Rate Bonds, Floating Rate Bonds, Treasury Bills, Zero Coupon Bonds, State Development Loans, and Sovereign Gold Bonds. TACS exclusively assists those investors to invest in Government Bonds who are looking for one of the safest forms of capital preservation for a fixed tenure.
Corporate bond funds are increasingly becoming a popular debt instrument for businesses to raise required finances as associated costs are lower as compared to bank loans. It is ideal for risk-averse investors looking for comparatively higher returns on their investments as against Government Bonds. Corporate bonds offer higher interest rates because they carry higher credit risk. Companies with high credit ratings have low chances of defaulting, while the ones with relatively lower ratings have a higher risk factor. TACS offers debt products from credible & financially strong organisations. Best suited to clients looking for predictable and stable returns from their investments.
For centuries, gold and silver have been recognized as one of the most prized assets. Eve in this modern era, this notion has not changed; gold and silver are still of high value. To varying degrees, both gold and silver may provide a hedge in a potential economic or market downturn, as well as during sustained periods of rising inflation. Silver is more volatile, cheaper and more tightly linked with the industrial economy. Gold is more expensive and better for diversifying your portfolio overall. TACS has got both the popular alternatives for its clients for them to diversify their portfolio through precious metals i.e. via – Physical Purchase or Mutual Funds.
